Chapter 13 Loans

Victoria Avenue, Central, HSBC headquarters.

HSBC’s present standing on Hong Kong Island is self-evident, and there’s even a personal saying that it isn’t the British Hong Kong authorities that controls Hong Kong Island, however HSBC.

Within the later generations, HSBC nonetheless dominates Hong Kong Island. Even the one rival, Grasp Seng Financial institution, was acquired by him. Hong Kong folks additionally like to purchase a bit HSBC inventory yearly and benefit from the excessive dividends of HSBC yearly.

“Brother Li, bother you! If it weren’t for you, I am afraid it could be tough to enter this door!” Wu Guangyao stated politely to Li Jia

Li Jia checked out Wu Guangyao who got here to assist him, and admired Wu Guangyao. After the store on Bonham East Avenue had solely been open for a month, he had already begun planning to open a department.

“What are you speaking about, HSBC doesn’t have such a excessive threshold, haha. Let’s go, I’ll take you to see our supervisor William.”

The 2 got here out of an workplace speaking and laughing, knocked on the door and entered.

“Supervisor William, that is my good friend Wu. He’s additionally a service provider in a gold and silver store. He needs to get a mortgage from our financial institution.” Li Jia stated in English to a foreigner in his forties.

Wu Guangyao took the initiative to say in English: “Howdy, Supervisor William, my title is Wu Guangyao, I’m the proprietor of Lao Fengxiang Gold and Silver Store.”

Supervisor William appeared to know Lao Fengxiang’s deeds and exaggeratedly stated: “Oh, Wu, you might be too younger! I do know Lao Fengxiang Gold and Silver Store. Lots of its enterprise fashions have created precedents on Hong Kong Island. However I did not anticipate them. The boss is so younger, you continue to communicate English so fluently!”

“Thanks for the praise!” Wu Guangyao has already begun to thank the English language, which has introduced him a whole lot of comfort.

Then Supervisor William invited the 2 to sit down down and commenced to speak. Originally, he didn’t enter the topic. Supervisor William was additionally excellent at speaking. He even understood the scenario of the Hong Kong Island gold and silver store, and was clearly a jack of all trades.

“Supervisor William, this can be a monetary report of our gold and silver store I’ve compiled, let me present you!”

Wu Guangyao handed over just a few items of paper, on which have been his personal monetary statements.

“Monetary report? What’s that?” Supervisor William appeared puzzled

“Monetary statements are accounting statements that mirror the corporate’s capital and revenue standing throughout a sure time period, so that individuals can perceive the corporate’s scenario at a look.” Wu Guangyao stated.

Supervisor William listened to Wu Guangyao’s clarification and appeared on the monetary statements of Lao Fengxiang in his hand.

Supervisor William watched significantly for almost 10 minutes, then appeared up and stated with shock:

“Wu, you might be merely a genius. There are numerous types in it, that are value selling by any firm. For instance, these stability sheets, revenue statements, money circulation statements, and so on.. Can I depart this data and research for some time?”

“In fact, however what about my mortgage, do you see?” Wu Guangyao stated cautiously

“I intend to depart this to Li Jia to examine it on the spot. If there isn’t any downside, then your 60,000 Hong Kong greenback mortgage could be handed shortly.”

Wu Guangyao and Li Jia walked out of the HSBC headquarters. Li Jia stated with a smile: “Supervisor William meant that this was performed. I simply want to go to your retailer to examine it. I imagine there isn’t any downside. In spite of everything, the enterprise of your retailer is clear to all. of!”

“Then bother Brother Li, I am anxious to spend cash currently, please assist me to make the process sooner!” Wu Guangyao has to hurry up his tempo. The brand new retailer will likely be opened inside two months, so the earlier the mortgage is it’s good.

Li Jia patted Wu Guangyao on the shoulder, and stated in a pleasant method: “Don’t fret! Your small business is mine!”

“Let’s have a meal that night time! Name Brother Zhao and Brother Guan” Wu Guangyao invited Zhao Xi and Guan Yi.

“Okay, get collectively, I do not know what they’re to date!”

Ruyun Restaurant

Wu Guangyao, Zhao Xi, Li Jia, and Guan Yi exchanged cups and talked fortunately.

Zhao Xi fortunately stated to Wu Guangyao: “Brother, you might be able to open a brand new retailer, it is unimaginable!”

Wu Guangyao thought in his coronary heart that if he hadn’t come via, he would have the braveness to place all his property on it so shortly and nonetheless owe a debt.

“The scenario is pressured!” Wu Guangyao pretended to be profound. As a good friend, it could not harm to research the long run scenario sometimes.

This time the three of them have an interest once more. Might or not it’s that this one has any concepts, and so they all checked out Wu Guangyao.

“Inform my brothers, what sort of scenario is this example?” Guan Yi cares about present affairs most, so he speaks first.

Wu Guangyao sorted out his ideas and removed the issues that would not be stated.

“What I name the scenario is that due to the outbreak of the battle on the mainland, Hong Kong Island will quickly improve its inhabitants by doubling or doubling, and even tripling.”

“These folks won’t depart after they come. That is one thing that the British Hong Kong authorities wouldn’t have considered. They thought that these folks have been only for refuge, so in the long run the administration would change into very chaotic.”

“These folks embrace refugees from Guangdong Province and numerous rich mainland businessmen. These rich businessmen not solely introduced gold and silver wealth, but additionally introduced manufacturing facility tools and know-how. Sooner or later, Hong Kong Island will develop quickly due to them.”

“After these rich businessmen got here to Hong Kong Island, they naturally wanted to realize a foothold, in order that they wanted to promote the gold and silver of their arms. Or they may alternate their foreign currency echange, and even purchase higher-purity gold to maintain their worth.”

“I’m not the one one observing this piece of fats!”

Wu Guangyao lastly sighed: “If I don’t make preparations upfront, what number of bites of this piece of fats can I eat on my own?”

The three of them have been very excited after listening to such dry items.

Zhao Xi obtained up and stated, “Brother, do you suppose the mainland goes to vary?”

Wu Guangyao shortly stated: “This isn’t good to speak about, anyway, they’re all Chinese language. Those that win the hearts of the folks will win the world!”

Zhao Xi appeared to have realized one thing, and stated shortly: “Then you definately stated I wish to persuade my mother and father to come back to Hong Kong Island?”

“Come on! A household reunion is nice, and Hong Kong Island additionally wants us to protect for the motherland! Do not let the solar by no means set the empire to dominate! Hong Kong Island will return to the embrace of the motherland ultimately!” Wu Guangyao stated loudly

This sentence shouldn’t be incorrect. The older technology of individuals on Hong Kong Island are all the time enthusiastic about the motherland of their hearts. Relating to patriotism, they’re no worse than anybody else.

Within the place of liberation, the mainland urgently wants such items as metal, cotton, drugs, and so on. It’s the patriotic businessmen of Hong Kong Island which have taken a part of the accountability, imported from the West, after which transferred again to the mainland through Hong Kong Island.

Don’t say that these businessmen are chasing income. They’re really patriotic. It is just pure to recuperate the associated fee. In any other case, how can they proceed to function a cargo switch station on the mainland.

Later mainland officers praised these retailers, which is the perfect proof. Many retailers bear the names of patriotic retailers.

For instance, within the battle that started in 1950, Hong Kong Island retailers additionally smuggled iron barrels, medicines, cotton and different urgently wanted items for the mainland. That is an indelible credit score.

Huo Yingdong is the perfect proof, and the motherland has additionally given him the consideration he deserves.

Considering of this, Wu Guangyao appeared considerate. Though he deliberate to not care in regards to the governance, he needed to care in regards to the folks of the motherland.

I’ve cash later, and I’ve to purchase some iron barrels, medicines, and cotton-padded garments upfront, and put them within the warehouse, and provides them to him when Huo Yingdong wants them sooner or later.

As a result of he’s a long-term ocean transport individual and is acquainted with the atmosphere, it’s significantly better than blindly transporting it to him!

As for the consideration, you may earn it once more sooner or later!

For instance, through the interval of reform and opening up, one can do many issues for the motherland.

Constructing partitions excessive, accumulating grain, and praising slowly, that’s the rationale!

(Finish of this chapter)